Mortgage Rates

Important Loan Information:

Interest rates and points are subject to change without notice, and may vary based on loan program, term, credit quality, loan amount, and property type. All loans are subject to credit approval. The Annual Percentage Rates (APRs) disclosed above assume a loan amount of $125,000, 25% down payment on the purchase of an owner occupied one unit dwelling and a credit score of at least 780 except for Investment properties are non-owner occupied. The APR does not include all the closing costs. Rate lock period quoted is for 60 days for all products except Home Equity Loans and VHFA is 90 days. Saleable conventional and government loans may have Servicing Released following the guidelines, pricing and fee structure of that investor. If an escrow account is required or requested, the actual monthly payment will be higher to include amounts for real estate taxes and insurance(s), if applicable. Loans with a Loan To Value, LTV, exceeding 80% will require Private Mortgage Insurance, PMI. ¹ $500 Loan Administration Fee Applies. ⁴$300 Loan Administration Fee Applies. ⁵ APR based on $125,000 loan amount, 12 month term with Interest Only Payments followed by a Modification to Home Equity Loan at 7.75%, 15 year term with a monthly principal and interest payment of $1,176.59.